Online banking fraud is on the rise and there are a number of ways you can protect your credit card and bank accounts if you transact over the internet:
- keep your computer secure and the access to it;
- don't send credit card or account details by e-mail;
- reject any email that asks you to follow a link to website and input account details for verification - even if the website looks authentic, its probably a fake replica
- make sure you log out of your online account when finished - especially at work, libraries and net cafes
- deal only with established and reputable merchants;
- only make payments to secure websites - look for the padlock symbol in the bottom-right of your browser and click for details
- if using a new site, do business first in a small way;
- check your accounts and report discrepancies immediately;
- ignore the "remember my password option" on banking and shopping sites
- change your password regularly;
- cancel any card that has been used fraudulently;
- read a company's privacy policy before buying online
well this is good beginning
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